You are not required to have business associations with Access Bank Plc in Nigeria or Africa to have a Banking relationship with us in the UK.
You are required to be a business entity and also to provide registration or incorporation details of your business. For more details, please contact our Relationship Managers directly on 0333 222 4516.
Yes, you can open different Accounts to suit your specific business requirements.
The minimum initial deposit is £5,000. This needs to be deposited into your Account within 14 days of the Account being opened.
There is a monthly maintenance charge of £10, which will be debited to your Account at the end of each month. Other charges are transaction-specific. For other charges that may apply to your Account, please check the Tariff Sheet.
You can have Business Accounts in the following three currencies: GBP (£), USD ($) and EUR (€).
You can either make international transfers through the Online Banking service or by contacting our Relationship Managers via telephone. If you make the transfer via Online Banking, you will be charged 5% of the transfer amount up to a maximum charge of £35.
For further details, please check our Tariff sheet.
When you pay a cheque into your Account it is sent to the drawer’s bank for payment. This process is known as the central cheque clearing cycle and normally takes three working days. We also need to allow two extra days to ensure that the cheque is paid.
Yes, you will receive a letter informing you of any cheque that is returned unpaid. Also, if you check your Account statement online, you will see that you have not been credited for the value of the returned cheque.
A Direct Debit is an instruction to allow an organisation or an individual to collect regular payments from an Account – such as gas, electricity, rent, phone bills etc. Direct Debits may be for fixed or variable amounts.
The Direct Debit Guarantee Scheme protects you in the rare event that there is an error in the payment of your Direct Debit.
To arrange a new Direct Debit, you will need to sign a Direct Debit instruction provided by the organisation that you would like to pay.
A Standing Order is an instruction to pay a fixed amount to someone from your Account at regular intervals. The money is taken from your Account automatically on a fixed date.
To arrange a new Standing Order, you will need to complete a Standing Order form.
A Bank Identifier Code (or BIC) is used to identify your bank when receiving payments.
International Bank Account Numbers (IBANs) have been introduced to standardise the identification of bank accounts around the world. It does not replace your existing Bank sort code and Account number(s).
Your Account number and branch details are the primary way in which the Bank identifies your Account. Your IBAN is used for receipt of cross border payments in your favour to identify your Account in a uniform way. It allows the sending bank to validate that the IBAN data provided is in the correct format.
It is a legal requirement for all bank accounts in the EU and EEA to have an IBAN and for a BIC to be associated with the IBAN. Due to new regulations, IBAN and BIC codes are now required on all international payments to and from Europe.
You should advise the beneficiary that the payment may be delayed or subject to additional charge if this information is not provided. Please note that, from 01/01/2007, the beneficiary’s bank is entitled to reject the payment if the IBAN and BIC codes are not specified.
The security of your financial information is very important to us, and every effort is made to protect you online. We use the latest technology to ensure that our online service is safe and secure.
If you suspect fraudulent transactions on your Account, you need to report this directly to us on 0333 222 4516. We will investigate immediately.
Our Relationship Managers are able to help. Please contact them on 0333 222 4516.
Our UK-based Relationship Managers will be pleased to answer any of your questions. You can contact them directly on 0333 222 4516 or on +44 1606 813020 if you are calling from outside of the UK.
You can contact our Relationship Managers directly on 0333 222 4516 or send your written complaint to: Customer Services, The Access Bank UK, 4 Royal Court, Gadbrook Way, Gadbrook Park, Northwich, Cheshire, CW9 7UT.
We would be delighted to hear from you to discuss our range of products and services and show you how they may be of benefit to you.
Our experienced team will be happy to assist if you have any queries or require further information relating to our services.
Please contact our Relationship Managers on:
Alternatively you can email us: email@example.com