Derek Ross is a retired partner of Deloitte, a highly experienced chartered accountant, and a Corporate Treasurer. He is the author of four books and numerous articles on corporate finance and treasury matters. At Deloitte, he was the partner responsible for the provision of treasury and advisory services. Following retirement from the firm in 2004, he was appointed as Non-Executive Director, member of Alco, and Chairman of the Audit Committee of Nationwide Building Society. He is a Non Executive Director and Chairman of the Audit Committee of Eurocorp plc (a wholly owned subsidiary of the Depository Trusts and clearing Corporation of the US). Mr Ross is also the Chairman of the Risk and Audit Committee of The Access Bank UK Limited.